BMC HealthNet Plan
Commonwealth Care
A health insurance option for eligible employees

As part of Massachusetts’ health care reform legislation, all Massachusetts residents 18 years and older must obtain and maintain health insurance that meets minimum coverage requirements by July 1, 2007. Some exceptions apply, predominantly based on affordability and individual income (call the State at 1-800-MA-ENROLL for details).

Commonwealth Care is a health insurance program that may be available to employees who do not qualify for their employer group coverage or if their employer does not offer health insurance.

What is Commonwealth Care?

• A state subsidized program that helps qualified Massachusetts residents pay for health insurance. Depending on income, members may have all or part of the premium subsidized by the state. Members also pay copays for services received.
• It’s real health insurance with comprehensive health coverage.

Who is eligible for Commonwealth Care?

• Uninsured Massachusetts residents 19 and older who do not qualify for other insurance
• Family income below 300% of the federal poverty level:

  	Maximum Allowable Income
  Family Size	Monthly	Annually
  1	$2,553	$30,636
  2	$3,423	$41,076
  3	$4,293	$51,516
  4	$5,163	$61,956
  5	$6,033	$72,396
  6	$6,903	$82,836
  7	$7,773	$93,276
  8	$8,643	$103,716

• US citizens or nationals, qualified aliens or aliens with special status. Visit the Commonwealth Care Connector’s Web site for general information about Commonwealth Care.

What does BMC HealthNet Plan Commonwealth Care offer your employees?

• BMC HealthNet Plan is the most popular choice in the state for Commonwealth Care
• Years of experience in the subsidized market as the leader in MassHealth managed care
• Only plan with a statewide network
• Provider-sponsored plan with regionally–based medical directors
• Regional offices and strong provider network throughout the state, including health centers, hospitals, primary care and specialty providers
• 'Extras' like the free 24 Hour Nurse Advice Line from BMC HealthNet Plan

How can BMC HealthNet Plan help employees?
We may be able to help educate your employees regarding Commonwealth Care through:

• Participation at employer open enrollment activities
• Mailings and flyers
• Assist employees with the application process
• Provide multilingual support

What is Commonwealth Choice?

• BMC HealthNet Plan does not participate in Commonwealth Choice.
• Commonwealth Choice is a new state program offering insurance options to individuals who do not qualify for Commonwealth Care because their incomes are higher than 300% of the federal poverty level. Commonwealth Choice is not subsidized by the state. For more on this program, call 1-800-MA-ENROLL

Contact Us

If you're an employer and want more information on BMC HealthNet Plan Commonwealth Care, please call our Workplace Outreach Program at 617-478-3521 or visit our Commonwealth Care member page.

For more information on Commonwealth Care, visit the Web site at www.mass.gov/connector or call 1-877-MA-ENROLL.