Two medical plans are offered through Tufts Health Plan, and dental coverage is offered through Delta Dental. The Plan and employees share the cost of this coverage with employees paying a portion of the premiums. The employee portion of the premium is paid on a pre-tax basis, through payroll deductions. Coverage for medical and dental plans takes effect your first day of work.

BMC HealthNet Plan offers health insurance to eligible employees and contributes to the cost of such coverage. BMC HealthNet Plan also offers a financial benefit to eligible employees who decline the Plan’s insurance coverage because they have alternative group coverage. Employees who are eligible for the Plan-sponsored health benefits but obtain coverage under another group health plan may decline the Plan benefit and receive $50 per pay period. Employees must provide written proof of other group medical insurance. The other medical coverage cannot be Medicaid, Medicare, COBRA, a parent’s insurance, or a plan purchased as an individual.

Employees are eligible to participate in the 401(k) plan effective the first day of hire, and may contribute a minimum of 2% of annual earnings up to the maximum allowed by the IRS. Employees 50 years of age and older may also contribute an additional “catch-up” amount in accordance with IRS regulations. After 12 months of service, employees are eligible for the company match that vests 100% immediately. The employer match is based on employees’ contributions up to a percentage of annual earnings. The 401(k) plan is administered through Fidelity Investments.

These plans offer employees the opportunity to pay for out of pocket health (medical and dental)and dependent care expenses with tax-free dollars. Reimbursements of expenses are administered through Benefit Strategies. Employees are eligible to participate the first day of hire.

This benefit is provided at no cost to the employee.Coverage is provided at a benefit level of 60% of gross weekly earnings up to a maximum of $1,500 per week, and may continue for up to 26 weeks. STD is administered through SunLife (Genworth).

LTD coverage is provided at a benefit level of 60% of gross monthly earnings, up to a maximum of $8,000 per month. This is offered at no cost to the employee and is administered through SunLife (Genworth).

Eligible employees have the option to purchase additional long-term disability coverage at a 25% discount. The policy is fully portable and is offered through Mass Mutual Insurance.

Basic group life and AD&D insurance is offered at no cost to the employee. Coverage is two times base salary up to a maximum of $400,000.

In addition, at no cost to the employee, the BMC HealthNet Plan provides $5,000 in basic dependent life coverage for an employee’s spouse, and $2,500 for dependent children ages 6 months to 19 years, or through age 25 years for full-time students. Coverage is effective the first day of hire and is offered through SunLife (Genworth).

Eligible employees have the option to purchase additional life insurance for themselves and their dependents through SunLife (Genworth).

After six months of continuous employment, regular full-time employees are eligible for 75% reimbursement up to $5,200 per year for job related/company related courses taken at an accredited institution, where program grade requirements are met.

BMC HealthNet Plan recognizes that employees are an excellent resource for identifying applicants for employment. As such, we provide a bonus payment to eligible employees who refer a qualified applicant for a current job opening resulting in the hire of the referred applicant, who completes their first 90 days of employment.

The Plan offers a generous 25% subsidy for public transportation or parking in Boston through pre-tax payroll deductions.

The Plan provides employees with paid earned time (ET) for vacation, illness (sick time) and personal matters. Earned Time is accrued on a weekly basis.

The Plan provides 11 days of holiday pay for full-time employees. Nine of these are fixed and two are designated as floating holidays. Part-time employees have holiday pay pro-rated based on their regularly scheduled work hours.

Through KGA, the Plan offers an Employee Assistance Program (EAP) that provides confidential and professional counseling, education and referral services, including childcare referrals, to employees and members of their families.

Free to all employees. These recreational benefits offer a wealth of discount opportunities. In addition, we offer in-house movie ticket sales and seasonal tickets such as Six Flags and ski lift tickets.

Liberty Mutual Insurance offers a discount for home and auto insurance. Payments can be made through payroll deduction.

Employees receive a discount on their annual membership fee, and an additional three month of membership (15 months total).

Metropolitan Credit Union offers employees a range of financial services and a convenient way to access and use Metro products and services through your work environment. Deposits are made through payroll deduction.

Employees are eligible for discounts on Dell computers.

Employees may be eligible for cell phone and service plan discounts.